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WNB Financial
FDIC-Insured - Backed by the full faith and credit of the U.S. Government

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ATM, Debit, & Credit Cards

ATM Cards

ATM cards provide access to your money 24 hours per day, 7 days a week! Withdraw cash, transfer between checking and savings, and check available balances for free at thousands of MoneyPass® ATMs.

Visit the MoneyPass® website to locate surcharge-free ATM locations throughout the country.

Debit Cards

You can use your WNB Financial debit card just like your ATM card, but in addition, you can also use it anywhere that Visa® is accepted. All transactions are taken directly from your checking account. WNB Financial debit cards have the Cirrus, MoneyPass® and Pulse logos, which provide you access to your money at millions of ATMs throughout the world.

If your card is lost, stolen, or not working properly, call us for assistance at 1-800-546-4392.


Avoid Having Your Debit or ATM Card Declined

If you do not specifically "opt-in" for Bounce Protection, our overdraft privilege service, your ATM and everyday debit card transactions may be declined. Be assured your Bounce Protection is available on your debit and ATM card for your everyday shopping. View our Reg E Opt In Form.

Fraud Protection

Fraud can hit anytime... but you’re protected. You may not know it, but you have round-the-clock protection against the increasingly savvy perpetrators of debit card fraud. That’s because the debit cards we issue are protected by trained analysts who watch for suspicious transaction activity on your behalf, 24 hours a day, 365 days a year.

Consumer Credit Cards

Choosing the right credit card is easier than ever. Whether you want to pay down balances faster, maximize cash back, earn rewards, or begin building your credit history, we have the ideal card for you!


No matter which card you choose, you'll enjoy important features like:
• Convenient and flexible purchasing power. Accepted at millions of locations worldwide.
• Mobile purchasing capability for added convenience.
• Zero Fraud Liability.* You won’t be liable for fraudulent purchases when your card is lost or stolen.
• Cardmember Service available 24 hours a day, 365 days per year.
• Plus much more!



*Elan Financial Services provides zero fraud liability for unauthorized transactions. Cardholder must notify Elan Financial Services promptly of any unauthorized use. Certain conditions and limitations may apply.
The creditor and issuer of these cards is Elan Financial Services, pursuant to separate licenses from Visa U.S.A. Inc., and Mastercard International Incorporated. Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated.
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