WNB Digital
Security you can bank on. Banking has never been easier now that you can do it from any device, any time!
Private Banking
 Michael Garves
Winona Downtown
Private Banking Officer
507-494-9268
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 Jill Sill
Wabasha
Private Banking Officer
651-560-5824
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Personal, proactive, and expert service at your convenience
Deposit Services
Private Reserve Checking and Private Reserve Money Market offer more favorable rates with the safety and flexibility of a FDIC-insured account. These products are available exclusively through Private Financial and offer you:
- Full liquidity
- Consolidated monthly statements with check images
- Free Private Reserve checks
- Unlimited check writing privileges
- Debit card with higher daily limits
- Overdraft protection
- Tiered interest rates on Private Reserve Money Market
- Free Digital Banking
- Free Bill Pay
- FDIC insurance
Borrowing Services
We offer several borrowing solutions. Whether it’s for a new home, home improvements, or a customized loan specifically tailored to meet your personal or business goals, we have the solution to meet your needs.
Private Financial offers:
- Private Reserve Home Equity Line of Credit: a competitively-priced, interest-only HELOC
- Private Reserve Line Of Credit: an unsecured line of credit with terms tailored to meet your needs
- Customized mortgage loans
- Customized personal and business loans
